To compare a lot of scenariosĪt once, it's usually easier to go to the Graphs Pane. When a scenario is done running, it'll show you in the lower right how much interest was paid, as well as the date you're out of debt.Use whichever works for you, or a combination of both. You can bind specific events to paydays by editing them directly, or override it for all events and bind them all here. Plus, that way you won't accidentally spend it later. Money sitting around in your account doing nothing. You might as well just pay the bill on the 10th, otherwise you've just got Say your credit card is due on the 15th of the month, but you get paid on the 10th. map all events to recent paydays - you can specify on the Debts and Expenses panes to map bills to recent.This will usually cost you a little bit of extra money, but gives you satisfaction of paying something off quicker. So you can check to pay off a debt when it can, even if it varies from the specified report. It's nice to knock out that credit card that's only gotĪ $100 balance on it, even though it has a lower interest rate on it. Pay off out of order when possible - Sometimes, you just don't want to stick quite to the plan.If you always run until it's complete, then it'll be sure that it can always pay everything. Then Debtinator may not properly set aside funds for later bills. Be careful! If you stop a report before all debts are paid off, This will end the report at the given point in time. There are a couple of options for running the reports, too:.Or you might want to only look at times when you're making overpayments. Might just want to pay attention to a single credit card. This will allow you to only see certain events. You can customize further by hitting the filtering gear in the lower right by the "Go" button.So add in as much or as little information as you need. It'll tell you the date an event occurs, what it was, which bank account it impacts,Īny interest accrued, the payment you're expected to send, how much you're paying towards the principal of your debts, your outstanding debt, and on and on.īy default, only the 12 most frequently needed columns are visible, but if you hit the little gear button in the upper right of the table, you can customize what ![]()
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